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Philadelphia American Life Insurance Company

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The company was incorporated in 1924 and current management took over in 1989. Throughout its history, the New Era family of companies has provided quality, affordable insurance and financial products highlighted by outstanding customer service.

A.M. Best Financial Rating

New Era is in the A.M. Best "Secure" group of insurance companies with a current rating of A- (Excellent). A.M. Best is the leading provider of ratings for the insurance industry. Their ratings are recognized as the benchmark for assessing the financial strength of insurance organizations.

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PAL Indemnity Plan Example

These plans can be used to pay for medical expenses with the doctor of your choice anywhere in the country. These plans are great for self-employed individuals who don't want to pay the cost of ACA plans and want to take a proactive approach to their healthcare.

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PAL Critical Illness Policy

This plan can be used to pay a lump sum in the event of a major diagnosis. 

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PAL Accident Expense Policy

Pays actual amount for charges after deductible is met and up to the limit. 

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PAL Enhanced 24 Hour Accident Insurance

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GAP Policy

Bridges the gap between your out of pocket expenses and deductibles for major medical. 

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